Resident mortgages
Using our extensive knowledge of the UAE home loan market and property transaction process we'll take the hassle out of getting your mortgage.
Get your mortgage, Now.
Ready to take the first step towards your dream home? Simply fill out the form below, and our dedicated team will reach out to you shortly.
We work with the best banks in the United Arab Emirates.
We compare rates from 15+ UAE lenders to get you the best deal.
Why Choose Us?
Trusted by UAE home buyers
Our experts have over 20 years of experience working for leading global and UAE banks.
Tailor-made mortgage options
Your terms, your dream home financing option. We help you find your perfect match across 15+ lenders.
Hassle-free from start to finish
We guide you throughout the entire mortgage process — from pre-approval to disbursal.
Mortgage leaders for a reason. We can help you with the following services
Non-resident mortgages
If you're looking to buy in Dubai, Abu Dhabi or anywhere else in the UAE, we can assist with our low-documentation exclusive mortgage offers.
Equity release / Buyouts
We can help you unlock equity from a property you already own, or refinance an existing mortgage if you're currently paying too much.
Commercial finance
Whether you're looking to buy a new building, or release equity on an existing one, our experienced mortgage consultants have the answer.
Islamic Home Finance
Sharia-compliant financing through Ijara, Murabaha and Musharaka structures for residents, nationals and eligible non-residents.
The mortgage process
From application to approval, we've simplified every step to make your dream home a reality.
Step 1
Speak to a mortgage expert
We take time to understand your home buying goals and financial needs to identify the best mortgage options for you.
Why wait 2 months?
Get a mortgage in 2 weeks
We work closely with our bank partners to deliver exclusive offers that can only be accessed through Credit Link.
Frequently asked questions
Getting a mortgage in the UAE is possible for most people, including UAE Nationals, UAE Residents (expats living in UAE), and non-residents. The process, particularly rates and terms, will differ depending on your residency status.
We're here to help you through your mortgage span. We can help you secure your first mortgage and also with existing facilities, such as buyouts where you move mortgages from one bank to another, and equity releases if you want to take out a second mortgage.
The Central Bank allows mortgages on both old and new properties. Furthermore, you can finance plots of land, or construction financing. See Commercial Finance for development and construction financing in detail.
Minimum down payment depends on residency and property value: UAE Nationals from 15% (25% from AED 5M), UAE Residents from 20% (30% from AED 5M), and Non-Residents from 35%. Check your own number with our Eligibility Calculator.
No, the downpayment cannot be paid from the mortgage or another type of finance. It is one of the upfront costs that you will need to already have available for payment. However, there are banks that can help to finance a part of the client's DLD fees and broker fees, if eligible.